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Emirates Skywards Premium World Elite Mastercard vs Wells Fargo Reflect® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Barclays | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | travel | balance transfer |
Card Tier Data: 2/2 cards | Premium | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $499 | $0 |
Foreign Transaction Fee | None | Yes (3%) |
Purchase APR | 19.49% – 29.49% | 17.49% – 28.24% |
Intro APR | — | 0% for 21 months |
| Rewards | ||
Welcome Bonus | Earn 70,000 miles | — |
Bonus Value | $700 | — |
Reward Rate Data: 1/2 cards | 3x miles on emirates purchases | — |
Reward Program Data: 1/2 cards | Emirates Skywards | — |
| Earning Rates | ||
| All other purchases | 1x mileson all other purchases | — |
| Emirates purchases | 3x mileson eligible Emirates purchases | — |
| Travel purchases | 2x mileson eligible travel purchases | — |
| Benefits | ||
Key Benefits |
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