Card comparisonSide by side
Marriott Bonvoy Bevy Card vs U.S. Bank Smartly™ Visa Signature® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | American Express | US Bank |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Mid Tier | Premium |
Credit Score | Good(700-749) | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $250 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 18.99% – 28.99% | 18.24% – 28.24% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn 75,000 points | — |
Bonus Value | $750 | — |
Reward Rate Data: 2/2 cards | 6x pts on marriott bonvoy purchases | 4% back on all purchases (with smartly earning bonus tier 3) |
Reward Program Data: 2/2 cards | Marriott Bonvoy | U.S. Bank Smartly Rewards |
| Earning Rates | ||
| All Purchases (Base) | — | 2% backEarned as 2 points per $1 spent on eligible net purchases. Best cash back rates obtained when redeemed into an eligible U.S. Bank deposit account. |
| All Purchases (with Smartly Earning Bonus Tier 1) | — | 2.5% backIncludes a 25% Smartly Earning Bonus (total 2.5% cash back) with a qualifying balance between $10,000 and $49,999 in consumer checking and/or debit accounts paired with a Smartly Savings account. |
| All Purchases (with Smartly Earning Bonus Tier 2) | — | 3% backIncludes a 50% Smartly Earning Bonus (total 3% cash back) with a qualifying balance between $50,000 and $99,999 in consumer checking and/or debit accounts paired with a Smartly Savings account. |
| All Purchases (with Smartly Earning Bonus Tier 3) | — | 4% backIncludes a 100% Smartly Earning Bonus (total 4% cash back) with a qualifying balance of $100,000 or more in consumer checking and/or debit accounts paired with a Smartly Savings account. |
| dining at restaurants | 3x ptsincluding takeout and delivery in the U.S. | — |
| marriott bonvoy purchases | 6x pts | — |
| other travel purchases | 2x pts | — |
| purchases at U.S. gas stations | 3x pts | — |
| Benefits | ||
Key Benefits |
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