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Old Navy Encore Mastercard® vs Quicksilver from Capital One

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Feature
Basic Information
Issuer
BarclaysCapital One
Card Network
Card Type
Data: 2/2 cards
cashbackcashback
Card Tier
Data: 2/2 cards
Entry LevelEntry Level
Credit Score
Excellent(750+)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$0
Foreign Transaction Fee
NoneNone
Purchase APR
33.24%18.49% – 28.49%
Intro APR
0% for 15 months
Rewards
Welcome Bonus
Earn 30 pointsEarn $200
Bonus Value
$30$200
Reward Rate
Data: 2/2 cards
5x pts on gap inc. family of brands5% back on capital one entertainment
Reward Program
Data: 2/2 cards
Encore RewardsCapital One Cash Rewards
Earning Rates
All other purchases1.5% backUnlimited earnings on all standard net purchases
Capital One Entertainment5% backOn tickets purchased on the Capital One Entertainment ticketing platform only
Capital One Travel bookings5% backFor hotels, vacation rentals and rental cars booked through Capital One Travel
Gap Inc. family of brands5x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type.
eligible retail apparel brands3x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type.
everywhere else Mastercard is accepted1x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type.
Benefits
Key Benefits
  • 30% off first purchase at Old Navy
  • Complimentary FICO Score
  • Early Access & Partner Perks
  • +4 more
  • Complimentary Concierge Service
  • Extended Warranty
  • No Foreign Transaction Fees
  • +2 more