Card comparisonSide by side
Old Navy Encore Mastercard® vs SavorOne Rewards from Capital One
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Barclays | Capital One |
Card Network | ||
Card Type Data: 2/2 cards | cashback | cashback |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | — | Fair(650-699) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $39 |
Foreign Transaction Fee | None | None |
Purchase APR | 33.24% | — |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 30 points | — |
Bonus Value | $30 | — |
Reward Rate Data: 2/2 cards | 5x pts on gap inc. family of brands | 3% back on dining |
Reward Program Data: 2/2 cards | Encore Rewards | Capital One Cash Back Rewards |
| Earning Rates | ||
| All Other Purchases | — | 1% back |
| Dining | — | 3% backPurchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries |
| Entertainment | — | 3% backTicket purchases made at movie theaters, sports promoters, theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys |
| Gap Inc. family of brands | 5x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| Grocery Stores | — | 3% backExcludes superstores like Walmart® and Target® |
| Popular Streaming Services | — | 3% backEligible music and video streaming services, including Netflix®, Hulu® and Disney+ |
| eligible retail apparel brands | 3x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| everywhere else Mastercard is accepted | 1x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| Benefits | ||
Key Benefits |
| — |
