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One Key+ Card vs Prime Visa
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | Chase |
Card Network | Mastercard | Visa |
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 1/2 cards | — | Entry Level |
| Fees & APR | ||
Annual Fee | $99 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 18.49% – 28.49% | 18.74% – 27.49% |
| Rewards | ||
Welcome Bonus | — | — |
Reward Rate Data: 2/2 cards | 3% back on dining | 10% back on rotating selection of items and categories on amazon.com |
Reward Program Data: 2/2 cards | One Key | Amazon card rewards program |
| Earning Rates | ||
| Amazon.com, Audible.com, Whole Foods Market, and Chase Travel purchases | — | 5% backWith an eligible Prime membership. |
| Amazon.com, Audible.com, Whole Foods Market, and Chase Travel purchases with eligible Prime membership | — | 5% backwith an eligible Prime membership, unlimited |
| Dining | 3% backRetailers whose Mastercard merchant code is classified as eating places and restaurants, drinking places, fast food restaurants, and/or caterers | — |
| Eligible Expedia, Hotels.com, and Vrbo bookings | 3% backEligible net purchases for accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo using the One Key+ Mastercard; exclusions apply. | — |
| Expedia, Hotels.com and Vrbo | 3% back3% (2% base plus 1% bonus) per $1 on eligible bookings through U.S. version of Expedia, Hotels.com or Vrbo | — |
| Expedia, Hotels.com, Vrbo bookings | 3% backEligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through U.S. version of Expedia, Hotels.com, or Vrbo using One Key Mastercard | — |
| Expedia, Hotels.com, or Vrbo bookings | 3% backOn eligible bookings through the U.S. version of Expedia, Hotels.com, or Vrbo using the card while logged into linked One Key account. | — |
| Gas | 3% backRetailers whose Mastercard merchant code is classified as gas stations, automated fuel dispensers, and electric vehicle charging stations | — |
| Gas stations | 3% backApplies to eligible net purchases at retailers classified by Mastercard as gas stations, automated fuel dispensers, and electric vehicle charging stations. | — |
| Groceries | 3% backRetailers whose Mastercard merchant code is classified as grocery stores, supermarkets, delis and bakeries | — |
| Grocery stores | 3% backApplies to eligible net purchases at retailers classified by Mastercard as grocery stores, supermarkets, delis, and bakeries. | — |
| Other purchases | 1.5% back1.5% in OneKeyCash earned per $1 spent on other net purchases | — |
| all other purchases | — | 1% back |
| dining | 3% backEligible purchases at retailers classified under Mastercard merchant codes for eating places and restaurants, drinking places, fast food restaurants, and/or caterers. | — |
| eligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo using your One Key Mastercard | 3% backEligible net purchases; outside the U.S., actively select the U.S. version of the sites. | — |
| expedia,hotels.com,vrbo | 3% back | — |
| gas | 3% backEligible net purchases at retailers classified under eligible Mastercard gas merchant codes, including gas stations, automated fuel dispensers, and electric vehicle charging stations. | — |
| gas stations | 3% backEligible purchases at retailers classified under Mastercard merchant codes for gas stations, automated fuel dispensers, and electric vehicle charging stations. | 2% back |
| gas stations, grocery stores and dining | 3% back3% (2% base plus 1% bonus) per $1 on net purchases classified as gas, grocery and dining | — |
| gas stations, restaurants, and local transit and commuting (including rideshare) | — | 2% back |
| gas stations, restaurants, and local transit and commuting including rideshare | — | 2% back |
| gas stations,grocery stores,dining | 3% back | — |
| groceries | 3% backEligible net purchases at retailers classified under eligible Mastercard grocery merchant codes, including grocery stores, supermarkets, delis, and bakeries. | — |
| grocery stores | 3% backEligible purchases at retailers classified under Mastercard merchant codes for grocery stores, supermarkets, delis, and bakeries. | — |
| local transit and commuting, including rideshare | — | 2% back |
| other purchases | 2% back2% in OneKeyCash per $1 on other net purchases | — |
| restaurants | — | 2% back |
| rotating selection of items and categories on Amazon.com | — | 10% backLimited-time offers for eligible Prime cardmembers; earns 10% back or more. |
| Benefits | ||
Key Benefits |
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