Card comparisonSide by side
One Key+ Card vs Prime Visa
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Premium | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $99 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | — | 18.74% – 27.49% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn $350 | Earn $150 |
Reward Rate Data: 2/2 cards | 3% back on dining | 5% back on amazon.com, audible.com, whole foods market, and chase travel purchases |
Reward Program Data: 2/2 cards | OneKeyCash | Amazon card rewards program |
| Earning Rates | ||
| Amazon.com, Audible.com, Whole Foods Market, and Chase Travel purchases | — | 5% backEligible Prime membership required. |
| Dining | 3% backApplies to eligible net purchases at retailers classified by Mastercard as eating places and restaurants, drinking places, fast food restaurants, and/or caterers. | — |
| Eligible Expedia, Hotels.com, and Vrbo bookings | 3% backEligible net purchases for accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo using the One Key+ Mastercard; exclusions apply. | — |
| Gas stations | 3% backApplies to eligible net purchases at retailers classified by Mastercard as gas stations, automated fuel dispensers, and electric vehicle charging stations. | — |
| Grocery stores | 3% backApplies to eligible net purchases at retailers classified by Mastercard as grocery stores, supermarkets, delis, and bakeries. | — |
| Other purchases | 2% backCash advances and cash equivalents do not earn OneKeyCash. | — |
| all other purchases | — | 1% back |
| expedia,hotels.com,vrbo | 3% back | — |
| gas stations | — | 2% back |
| gas stations,grocery stores,dining | 3% back | — |
| local transit and commuting, including rideshare | — | 2% back |
| other purchases | 2% back | — |
| restaurants | — | 2% back |
| Benefits | ||
Key Benefits |
|
|
