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One Key+™ Card vs Signify Business Cash® Card by Wells Fargo
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | travel | business |
Card Tier Data: 2/2 cards | Premium | Premium |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $99 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | — | 16.74% – 24.74% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn $350 | Earn $500 |
Bonus Value | $350 | $500 |
Reward Rate Data: 2/2 cards | 3% back on dining | 2% back on qualifying business purchases |
Reward Program Data: 2/2 cards | OneKeyCash | Wells Fargo Business Rewards® Program |
| Earning Rates | ||
| Dining | 3% backEarned at retailers whose Mastercard merchant code is classified as eating places and restaurants, drinking places, fast food restaurants, and/or caterers. | — |
| Expedia, Hotels.com and Vrbo | 3% backEarned on eligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo using the One Key+ Mastercard; exclusions apply. | — |
| Gas stations | 3% backEarned at retailers whose Mastercard merchant code is classified as gas stations, automated fuel dispensers, and electric vehicle charging stations. | — |
| Grocery stores | 3% backEarned at retailers whose Mastercard merchant code is classified as grocery stores, supermarkets, delis and bakeries. | — |
| Other purchases | 2% backEarned on other net purchases. Cash advances and cash equivalents do not earn OneKeyCash. | — |
| Qualifying business purchases | — | 2% back2% cash rewards are earned for every $1 spent in qualifying purchases, rounded to the nearest one cent. Qualifying purchases exclude cash advances and cash equivalents, balance transfers, disputes, illegal actions, fees, interest, and gambling transactions. |
| Benefits | ||
Key Benefits |
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