Card comparisonSide by side
One Key+™ Card vs Wells Fargo Active Cash® Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Mid Tier | Mid Tier |
Credit Score | Excellent(750+) | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $99 | $0 |
Foreign Transaction Fee | None | 3% |
Purchase APR | — | 18.49% – 28.49% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn $350 | Earn $200 |
Reward Rate Data: 2/2 cards | 3% back on dining | 2% back on all purchases |
Reward Program Data: 2/2 cards | One Key | Wells Fargo Rewards |
| Earning Rates | ||
| All Purchases | — | 2% backEarn unlimited 2% cash rewards for every $1 spent in net purchases. |
| Dining | 3% backAt retailers whose Mastercard merchant code is classified as eating places, restaurants, fast food, drinking places, and caterers. | — |
| Expedia, Hotels.com and Vrbo | 3% backEarned on eligible bookings through the U.S. version of the sites. | — |
| Gas stations | 3% backAt retailers whose Mastercard merchant code is classified as gas stations, automated fuel dispensers, and EV charging stations. | — |
| Grocery stores | 3% backAt retailers whose Mastercard merchant code is classified as grocery stores, supermarkets, delis, and bakeries. | — |
| Other purchases | 2% backOn all other net purchases. | — |
| Benefits | ||
Key Benefits |
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