Card comparisonSide by side
One Key+™ Card vs Wells Fargo Autograph® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Premium | Mid Tier |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $99 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | — | 18.49% – 28.49% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn $350 | Earn 20,000 points |
Bonus Value | $350 | $200 |
Reward Rate Data: 2/2 cards | 3% back on dining | 3x pts on gas stations |
Reward Program Data: 2/2 cards | OneKeyCash | Wells Fargo Rewards® |
| Earning Rates | ||
| Dining | 3% backEarned at retailers whose Mastercard merchant code is classified as eating places and restaurants, drinking places, fast food restaurants, and/or caterers. | — |
| Expedia, Hotels.com and Vrbo | 3% backEarned on eligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo using the One Key+ Mastercard; exclusions apply. | — |
| Gas Stations | — | 3x ptsEarn 3 rewards points per $1 spent on net purchases at retailers whose Visa merchant code is classified as gas stations, automated fuel dispensers, and electric vehicle charging stations. No limit to points you can earn on purchases made with the card. |
| Gas stations | 3% backEarned at retailers whose Mastercard merchant code is classified as gas stations, automated fuel dispensers, and electric vehicle charging stations. | — |
| Grocery stores | 3% backEarned at retailers whose Mastercard merchant code is classified as grocery stores, supermarkets, delis and bakeries. | — |
| Other Purchases | — | 1x ptsEarn 1 rewards point per $1 spent on other net purchases. Cash advances and cash equivalents do not earn points. No limit to points you can earn on purchases made with the card. |
| Other purchases | 2% backEarned on other net purchases. Cash advances and cash equivalents do not earn OneKeyCash. | — |
| Phone Plans | — | 3x ptsEarn 3 rewards points per $1 spent on net purchases at landline and cell phone providers considered telecommunication services. No limit to points you can earn on purchases made with the card. |
| Popular Streaming Services | — | 3x ptsEarn 3 rewards points per $1 spent on net purchases for popular streaming services classified as cable and other pay television, digital goods, books, movies, music, and continuity/subscription services, as listed by Wells Fargo. No limit to points you can earn on purchases made with the card. |
| Restaurants | — | 3x ptsEarn 3 rewards points per $1 spent on net purchases at retailers whose Visa merchant code is classified as eating places and restaurants, drinking places, fast food restaurants, and/or caterers. No limit to points you can earn on purchases made with the card. |
| Transit | — | 3x ptsEarn 3 rewards points per $1 spent on net purchases at retailers whose Visa merchant code is classified as passenger railway, taxis, limousines, ferries, toll bridges and highways, parking lots and garages. No limit to points you can earn on purchases made with the card. |
| Travel | — | 3x ptsEarn 3 rewards points per $1 spent on net purchases at retailers whose Visa merchant code is classified as airline, hotel/motel, timeshare, vehicle/auto rental, cruise lines, travel agencies, discount travel sites, or campgrounds. No limit to points you can earn on purchases made with the card. |
| Benefits | ||
Key Benefits |
|
|
