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One Key+™ Card vs Wells Fargo Autograph Journey℠ Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Premium | Premium |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $99 | $95 |
Foreign Transaction Fee | None | None |
Purchase APR | — | — |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn $350 | Earn 60,000 points |
Bonus Value | $350 | $600 |
Reward Rate Data: 2/2 cards | 3% back on dining | 5x pts on hotels |
Reward Program Data: 2/2 cards | OneKeyCash | Wells Fargo Rewards® |
| Earning Rates | ||
| Airlines | — | 4x ptsEarned on net purchases made with retailers whose merchant category code is classified as airlines and air carriers. |
| Dining | 3% backEarned at retailers whose Mastercard merchant code is classified as eating places and restaurants, drinking places, fast food restaurants, and/or caterers. | — |
| Expedia, Hotels.com and Vrbo | 3% backEarned on eligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo using the One Key+ Mastercard; exclusions apply. | — |
| Gas stations | 3% backEarned at retailers whose Mastercard merchant code is classified as gas stations, automated fuel dispensers, and electric vehicle charging stations. | — |
| Grocery stores | 3% backEarned at retailers whose Mastercard merchant code is classified as grocery stores, supermarkets, delis and bakeries. | — |
| Hotels | — | 5x ptsEarned on net purchases with retailers whose merchant category code is classified as hotel/motel. |
| Other Travel | — | 3x ptsEarned on net purchases made at retailers whose merchant category code is classified as timeshare, vehicle/auto rental, cruise lines, travel agencies, discount travel sites, and campgrounds. |
| Other purchases | 2% backEarned on other net purchases. Cash advances and cash equivalents do not earn OneKeyCash. | 1x ptsEarned on other net purchases. Cash advances and cash equivalents do not earn points. |
| Restaurants | — | 3x ptsEarned on net purchases made at retailers whose merchant category code is classified as eating places and restaurants, drinking places, fast food restaurants, and caterers. |
| Benefits | ||
Key Benefits |
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