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Signify Business Cash® Card by Wells Fargo vs Wells Fargo Autograph Journey℠ Card

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Feature
Basic Information
Issuer
Wells FargoWells Fargo
Card Network
Card Type
Data: 2/2 cards
businesstravel
Card Tier
Data: 2/2 cards
PremiumPremium
Credit Score
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$95
Foreign Transaction Fee
NoneNone
Purchase APR
16.74% – 24.74%
Intro APR
0% for 12 months
Rewards
Welcome Bonus
Earn $500Earn 60,000 points
Bonus Value
$500$600
Reward Rate
Data: 2/2 cards
2% back on qualifying business purchases5x pts on hotels
Reward Program
Data: 2/2 cards
Wells Fargo Business Rewards® ProgramWells Fargo Rewards®
Earning Rates
Airlines4x ptsEarned on net purchases made with retailers whose merchant category code is classified as airlines and air carriers.
Hotels5x ptsEarned on net purchases with retailers whose merchant category code is classified as hotel/motel.
Other Travel3x ptsEarned on net purchases made at retailers whose merchant category code is classified as timeshare, vehicle/auto rental, cruise lines, travel agencies, discount travel sites, and campgrounds.
Other purchases1x ptsEarned on other net purchases. Cash advances and cash equivalents do not earn points.
Qualifying business purchases2% back2% cash rewards are earned for every $1 spent in qualifying purchases, rounded to the nearest one cent. Qualifying purchases exclude cash advances and cash equivalents, balance transfers, disputes, illegal actions, fees, interest, and gambling transactions.
Restaurants3x ptsEarned on net purchases made at retailers whose merchant category code is classified as eating places and restaurants, drinking places, fast food restaurants, and caterers.
Benefits
Key Benefits
  • Cash rewards statement credit redemption
  • Employee card controls and alerts
  • Employee cards at no additional cost
  • +6 more
  • $50 Annual Airline Statement Credit
  • Auto Rental Collision Damage Waiver
  • Autograph Card Exclusives
  • +13 more