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Signify Business Cash® Card by Wells Fargo vs Platinum Card®
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | American Express |
Card Network | ||
Card Type Data: 2/2 cards | business | travel |
Card Tier Data: 2/2 cards | Premium | Luxury |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $895 |
Foreign Transaction Fee | None | None |
Purchase APR | 16.74% – 24.74% | 19.49% – 28.49% |
Intro APR | 0% for 12 months | — |
| Rewards | ||
Welcome Bonus | Earn $500 | Earn 175,000 points |
Bonus Value | $500 | $1,750 |
Reward Rate Data: 2/2 cards | 2% back on business_purchases | 5x pts on flights booked directly with airlines or through american express travel |
Reward Program Data: 2/2 cards | Wells Fargo Business Rewards® Program | Membership Rewards |
| Earning Rates | ||
| All other purchases | — | 1x pts |
| Flights booked directly with airlines or through American Express Travel | — | 5x ptsOn up to $500,000 on these purchases per calendar year. |
| Flights booked directly with airlines or through AmexTravel.com | — | 5x ptsOn up to $500,000 per calendar year, then 1x |
| Prepaid hotels booked on American Express Travel | — | 5x ptsPrepaid hotels must be booked on American Express Travel. |
| Prepaid hotels booked through AmexTravel.com | — | 5x pts |
| Qualifying business purchases | 2% back2% cash rewards are earned for every $1 spent in qualifying purchases, rounded to the nearest one cent. Qualifying purchases exclude cash advances and cash equivalents, balance transfers, disputes, illegal actions, fees, interest, and gambling transactions. | — |
| business_purchases | 2% backUnlimited on purchases for your business, no caps or categories | — |
| Benefits | ||
Key Benefits |
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