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Southwest Rapid Rewards® Premier Credit Card vs UnitedSM Explorer Card

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Feature
Basic Information
Issuer
ChaseChase
Card Network
Card Type
Data: 2/2 cards
traveltravel
Card Tier
Data: 2/2 cards
Mid TierMid Tier
Credit Score
Excellent(750+)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$149$150
Foreign Transaction Fee
None
Purchase APR
19.24% – 27.74%19.74% – 28.24%
Intro APR
Rewards
Welcome Bonus
Earn 55,000 pointsEarn 60,000 miles
Reward Rate
Data: 2/2 cards
3x pts on lyft purchases9x miles on eligible united flights
Reward Program
Data: 2/2 cards
Southwest Rapid RewardsUnited MileagePlus
Earning Rates
All other purchases1x miles
Dining2x milesIncludes restaurants, takeout and eligible delivery services.
Eligible United flights9x milesTotal includes 6x miles from United on the primary cardmember's fare as a MileagePlus member plus 3x miles on the United purchase with the card; mileage earning differs for Basic Economy or base option tickets.
Hotel stays2x milesWhen purchased directly with the hotel.
Lyft purchases3x ptsOn qualifying Lyft products and services purchased through the Lyft mobile application through 12/31/2027.
Other eligible United purchases3x milesIncludes airline tickets purchased from United and eligible United purchases such as seat upgrades, Economy Plus, inflight purchases, baggage service charges, other United fees, and United Card Events from Chase.
Southwest Airlines purchases3x ptsEarn 3 points for each $1 spent on purchases made directly with Southwest Airlines, including flight, inflight, Southwest gift cards, and Getaways by Southwest packages.
all other purchases1x pts
grocery stores and restaurants2x ptsOn the first $8,000 in combined purchases per anniversary year.
Benefits
Key Benefits
  • 7,500 Anniversary Points
  • First checked bag free
  • No Foreign Transaction Fees
  • $100 United Hotels Credit
  • 10,000-mile award flight discount
  • 25% back on eligible United onboard purchases
  • +10 more