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The Platinum Card® from American Express vs United QuestSM Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | American Express | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Premium | Premium |
Credit Score | Excellent(750+) | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $895 | $350 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.49% – 28.49% | 19.74% – 28.24% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 175,000 points | Earn 60,000 miles |
Bonus Value | $1,750 | $600 |
Reward Rate Data: 2/2 cards | 5x pts on flights | 10x miles on eligible united flights |
Reward Program Data: 2/2 cards | Membership Rewards | United MileagePlus |
| Earning Rates | ||
| All other eligible United purchases | — | 4x milesEarn 4x miles total on purchases of tickets and eligible services directly from United. |
| All other purchases | — | 1x miles |
| Dining | — | 2x milesIncludes eligible delivery services. |
| Eligible United flights | — | 10x milesIncludes 6x miles as a MileagePlus member plus 4x miles with the United Quest Card. |
| Other Travel | — | 2x milesIncludes airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services, and tolls. |
| Prepaid hotels through Renowned Hotels and Resorts | — | 5x milesPrepaid hotel stays booked directly through Renowned Hotels and Resorts. |
| Select streaming services | — | 2x miles |
| flights | 5x ptsBooked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year. | — |
| prepaid_hotels | 5x ptsBooked on American Express Travel®. | — |
| Benefits | ||
Key Benefits |
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