Card comparisonSide by side
U.S. Bank Secured Visa® Card vs Wyndham Rewards Earner® Premier Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | US Bank | Barclays |
Card Network | ||
Card Type Data: 2/2 cards | secured | travel |
Card Tier Data: 2/2 cards | Entry Level | Premium |
Credit Score | Fair(650-699) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $395 |
Foreign Transaction Fee | — | None |
Purchase APR | — | 19.24% – 29.99% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | — | Earn 120,000 points |
Reward Rate Data: 1/2 cards | — | 8x pts on hotels by wyndham |
Reward Program Data: 1/2 cards | — | Wyndham Rewards |
| Earning Rates | ||
| All other purchases | — | 1x ptsexcluding Vacation Club down payments |
| Dining | — | 4x ptson eligible dining purchases |
| Groceries | — | 4x ptson eligible grocery store purchases (excluding Target and Walmart) |
| Hotels by Wyndham | — | 8x ptson eligible purchases made at Hotels by Wyndham including Wyndham Travel Bundles |
| Travel | — | 4x ptson eligible travel purchases |
| Vacation Club | — | 4x ptson eligible Vacation Club purchases |
| Benefits | ||
Key Benefits |
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