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Wells Fargo Active Cash® Credit Card vs Wells Fargo Autograph Journey℠ Card

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Feature
Basic Information
Issuer
Wells FargoWells Fargo
Card Network
Card Type
Data: 2/2 cards
cashbacktravel
Card Tier
Data: 2/2 cards
Entry LevelMid Tier
Credit Score
Excellent(750+)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$95
Foreign Transaction Fee
Yes (3%)None
Purchase APR
18.49% – 28.49%
Intro APR
0% for 12 months
Rewards
Welcome Bonus
Earn $200Earn 60,000 points
Bonus Value
$200$600
Reward Rate
Data: 2/2 cards
2% back on all purchases5x pts on hotels
Reward Program
Data: 2/2 cards
Wells Fargo RewardsWells Fargo Rewards
Earning Rates
All Purchases2% backUnlimited cash rewards on purchases with no categories to track or quarterly activations.
airlines4x ptsAt retailers whose merchant category code is classified as airlines and air carriers.
all1x ptsOn all other net purchases.
dining3x ptsAt eating places, restaurants, drinking places, fast food restaurants, and caterers.
hotels5x ptsAt retailers whose merchant category code is classified as hotel/motel.
travel3x ptsIncludes timeshares, vehicle/auto rental, cruise lines, travel agencies, discount travel sites, and campgrounds.
Benefits
Key Benefits
  • Car Rental Loss and Damage Insurance
  • Cell Phone Protection
  • Full-Service Concierge
  • +3 more
  • Annual travel credit
  • Baggage Insurance Plan
  • Cell Phone Protection
  • +1 more