Card comparisonSide by side
Wells Fargo Autograph® Card vs Wells Fargo Reflect® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | travel | balance transfer |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | Yes (3%) |
Purchase APR | 18.49% – 28.49% | 17.49% – 28.24% |
Intro APR | 0% for 12 months | 0% for 21 months |
| Rewards | ||
Welcome Bonus | Earn 20,000 points | — |
Bonus Value | $200 | — |
Reward Rate Data: 1/2 cards | 3x pts on dining | — |
Reward Program Data: 1/2 cards | Wells Fargo Rewards | — |
| Earning Rates | ||
| Dining | 3x ptsIncludes restaurants, dining in, take-out, catering, and delivery | — |
| Gas | 3x ptsIncludes gas stations and electric vehicle charging stations | — |
| Other Purchases | 1x ptsAll other net purchases | — |
| Phone Plans | 3x ptsIncludes cell phone and landline providers | — |
| Popular Streaming Services | 3x ptsIncludes select cable, pay television, and digital subscription services | — |
| Transit | 3x ptsIncludes subways, ride shares, passenger railway, taxis, ferries, tolls, and parking | — |
| Travel | 3x ptsIncludes airfare, hotels, car rentals, cruises, timeshares, discount travel sites, and campgrounds | — |
| Benefits | ||
Key Benefits |
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