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Wells Fargo Autograph Journey℠ Card vs Wyndham Rewards Earner® Card

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Feature
Basic Information
Issuer
Wells FargoBarclays
Card Network
Card Type
Data: 2/2 cards
traveltravel
Card Tier
Data: 2/2 cards
Mid TierEntry Level
Credit Score
Excellent(750+)Good(700-749)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$95$0
Foreign Transaction Fee
NoneNone
Purchase APR
19.24% – 29.99%
Intro APR
Rewards
Welcome Bonus
Earn 60,000 pointsEarn 75,000 points
Bonus Value
$600$750
Reward Rate
Data: 2/2 cards
5x pts on hotels5x pts on hotels by wyndham including wyndham travel bundles
Reward Program
Data: 2/2 cards
Wells Fargo RewardsWyndham Rewards
Earning Rates
All other purchases1x ptsExcludes Vacation Club down payments
Dining3x ptsExcludes Target and Walmart
Gas2x ptsPer some terms variations listing dining, grocery, and gas at 2 points
Grocery Stores3x ptsExcludes Target and Walmart
Hotels by Wyndham including Wyndham Travel Bundles5x pts
Vacation Club3x pts
airlines4x ptsAt retailers whose merchant category code is classified as airlines and air carriers.
all1x ptsOn all other net purchases.
dining3x ptsAt eating places, restaurants, drinking places, fast food restaurants, and caterers.
hotels5x ptsAt retailers whose merchant category code is classified as hotel/motel.
travel3x ptsIncludes timeshares, vehicle/auto rental, cruise lines, travel agencies, discount travel sites, and campgrounds.
Benefits
Key Benefits
  • Annual travel credit
  • Baggage Insurance Plan
  • Cell Phone Protection
  • +1 more
  • Automatic GOLD Level Benefits
  • Earn Free Nights Faster
  • No Foreign Transaction Fees
  • +2 more