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Wells Fargo Reflect® Card vs Wyndham Rewards Earner® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | Barclays |
Card Network | ||
Card Type Data: 2/2 cards | balance transfer | travel |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | — | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | Yes (3%) | None |
Purchase APR | 17.49% – 28.24% | 19.24% – 29.99% |
Intro APR | 0% for 21 months | — |
| Rewards | ||
Welcome Bonus | — | Earn 75,000 points |
Bonus Value | — | $750 |
Reward Rate Data: 1/2 cards | — | 5x pts on hotels by wyndham including wyndham travel bundles |
Reward Program Data: 1/2 cards | — | Wyndham Rewards |
| Earning Rates | ||
| All other purchases | — | 1x ptsExcludes Vacation Club down payments |
| Dining | — | 3x ptsExcludes Target and Walmart |
| Gas | — | 2x ptsPer some terms variations listing dining, grocery, and gas at 2 points |
| Grocery Stores | — | 3x ptsExcludes Target and Walmart |
| Hotels by Wyndham including Wyndham Travel Bundles | — | 5x pts |
| Vacation Club | — | 3x pts |
| Benefits | ||
Key Benefits |
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