Card reviewChase
Updated Jul 3, 2026 · research
IB
ChaseUltimate RewardsEditorially reviewed

Ink Business Cash® Credit Card

Earn 5% cash back on business essentials on $25K max combined spend each anniversary year and $1,000 bonus cash back after spend requirements are met.

Entry LevelBusiness
Visa
Credit profile: excellent
$0
Annual fee
5% back lyft rides
Top rate
N/A
Foreign fee
N/A
Rating

Current Welcome Offer

1,000 cashback

$1,000 estimated value

Spend $8,000 in 120 days

Verifiedproduct page

Card Offers

public

1,000 cashback

Verified

$1,000 estimated value

Spend $8,000 in 120 days

product page

Earning Rates

Lyft rides
5%cash back

Through September 30, 2027.

Office supply stores, internet, cable, and phone services
5%cash back

On the first $25,000 spent in combined purchases each account anniversary year.

Gas stations and restaurants
2%cash back

On the first $25,000 spent in combined purchases each account anniversary year.

All other purchases
1%cash back

With no limit to the amount you can earn.

Fees

Fee TypeAmount
Annual Fee$0

APR Information

Purchase APR
16.74% - 24.74%0% intro APR for 12 months

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

3 benefits (2 strong or better)

Travel Insurance

Purchase Protection

Purchase Protection

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The Ink Business Cash® Credit Card features no annual fee and enables business owners to earn 5% cash back on office supply stores, internet, cable, and phone services, and 2% cash back on dining and gas, up to $25,000 spent in combined purchases per tier each account anniversary year.

Ready to Decide?

Apply for the Ink Business Cash® Credit Card

1,000 cashback, worth about $1,000 estimated value, with no annual fee.

Spend $8,000 in 120 days

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 3 of 3 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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