$0
Annual fee
See the card
Card reviewChase
Updated Aug 14, 2026 · research
ChaseInstacart Mastercard Rewards Program
Instacart Mastercard®
A no-annual-fee Instacart Mastercard earning up to 5% cash back on qualifying Instacart and Chase Travel purchases.
Personal
Mastercard
$0
Annual fee
5% back chase travel purchases
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn $50
Verifiedissuer product page
Card Offers
public
Earn $50
issuer product_page
Earning Rates
Chase Travel purchases
5%cash back
Purchases made through Chase Travel.
Qualifying Instacart.com and Instacart app purchases
5%cash back
5% applies to the first $6,000 spent annually; after the cap, qualifying Instacart purchases earn 1%.
Restaurants, gas stations, and select streaming services
2%cash back
Dining includes restaurant orders on Instacart powered by Uber Eats, takeout, and eligible delivery services.
All other purchases
1%cash back
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 18.24% - 27.74%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
4 benefits
Statement Credits
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
The Instacart Mastercard is a Chase-issued cash-back card that earns elevated rewards on qualifying Instacart purchases, Chase Travel, restaurants, gas stations, and select streaming services. It has no annual fee and no foreign transaction fees.
Ready to Decide?
Apply for the Instacart Mastercard®
Earn $50 with no annual fee.
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 4 of 4 benefits rated high confidence
- 4 source citations across benefits
- 1 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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