rewardopedia
Card reviewCiti
Updated Sep 8, 2026 · research
MB
CitiMy Best Buy Rewards

My Best Buy Visa Card

Choose rewards or flexible financing with the My Best Buy Card, with 5% back in rewards at Best Buy.

Personal
Visa
10% back best buy
Top rate
None
Foreign fee
N/A
Rating

We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.

Apply NowCompare This CardBrowse all cards

Earning Rates

Best Buy
10%cash back

On first day of purchases at Best Buy when approved for the Card.

Best Buy
5%cash back

Earn $5 reward certificate for every $100 spent at Best Buy; 2.5 points for every $1 spent.

gas purchases
3%cash back

On gas purchases with My Best Buy Visa Card.

grocery, dining and takeout purchases
2%cash back

On grocery, dining and takeout purchases with My Best Buy Visa Card.

other purchases
1%cash back

On other purchases outside Best Buy.

Fees

Fee TypeAmount
Foreign Transaction Fee0%

APR Information

Purchase APR
30.74%
Balance Transfer APR
30.74%
Cash Advance APR
29.99%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

4 benefits

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The My Best Buy Visa Card lets cardmembers choose rewards or flexible financing on purchases at Best Buy, earn 5% back in rewards at Best Buy, earn 3% back on gas, 2% back on grocery, dining and takeout, and 1% back on other purchases where Visa is accepted, with no foreign transaction fees, contactless payments, free shipping on qualifying Best Buy purchases, and the option to bank reward points until ready to redeem for Best Buy reward certificates and gift cards.

Ready to Decide?

Apply for the My Best Buy Visa Card

Current offer available.

We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.

Apply NowCompare Cards
Rewards program

My Best Buy Rewards

Earns Points

Card Categories

ShoppingCo-brandedNo Foreign Transaction FeeGroceriesDining

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 3 of 4 benefits rated high confidence
  • 4 source citations across benefits
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

Found an error? Report it here.