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  3. Navy Federal More Rewards American Express® Card
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Navy Federal More Rewards American Express® Card
Navy Federal Credit UnionMore Rewards American ExpressEditorially reviewed

Navy Federal More Rewards American Express® Card

Earn 20,000 points signup bonus. No annual fee. 3x on restaurants.

American Express

Recommended Credit Profile

Fair(650-699)

Annual Fee

$0

Welcome Bonus

$200

Foreign Tx Fee

None

Reward Currency

Points

Apply NowCompare This CardBrowse all cards

Decision Snapshot

Key Data Points for This Card

1 / 5 populated
Reward Rate
Missing
Not available yet

How quickly you earn points, miles, or cash back on spend.

No reward-rate metadata or earning-rate table found.

Reward Program
Available
More Rewards American Express

The loyalty ecosystem your rewards feed into.

From the card-to-program relationship in CMS.

Rating
Missing
Not available yet

Rewardopedia editorial score used in ranking and comparisons.

Editorial score has not been published yet for this card.

Card Type
Missing
Not available yet

Primary use case category like travel, cashback, or business.

Type classification has not been tagged yet.

Card Tier
Missing
Not available yet

Positioning level such as entry-level, premium, or luxury.

Tier classification is not currently set.

Card Offers

20,000 points

Spend $2,000 in 90 days

public

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee0%

APR Information

Purchase APR
14.15% - 18.00%
Balance Transfer APR
14.15% - 18.00%
Cash Advance APR
18.00%
Penalty APR
18.00%May apply if you pay late

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

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Data Coverage

1 of 5 key metadata signals are currently available for this card.

Missing fields are editorial/classification values that are being progressively backfilled in CMS.

How to Use This Page

  • Start with bonus, fee, and reward-rate signals in the hero.
  • Use section navigation to jump to APR, benefits, and editorial review.
  • Open a side-by-side comparison before applying.
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Reward Program

More Rewards American Express

Earns Points

Learn more