$95
Annual fee
See the card
Card reviewChase
Updated Sep 5, 2026 · researchIO
ChaseIHG One Rewards
IHG One Rewards Premier Business Credit Card
Earn IHG One Rewards points on every purchase.
Mid TierBusiness
Mastercard
$99
Annual fee
10x pts hotels participating in ihg one rewards
Top rate
None
Foreign fee
N/A
Rating
We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.
Current Welcome Offer
Earn 140,000 points
Spend $4,000 in 90 days
product page
Card Offers
We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.
public
Earn 140,000 points
Spend $4,000 in 90 days
product page
public
Earn 10,000 points
for adding an employee card
product page
Earning Rates
hotels participating in IHG One Rewards
10xpoints
dining at restaurants including takeout and eligible delivery services
5xpoints
Gas Stations
5xpoints
office supply stores
5xpoints
social media and search engine advertising
5xpoints
Travel
5xpoints
Excluding purchases at hotels participating in IHG One Rewards that qualify for 10 points
all other purchases
3xpoints
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $99 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.24% - 27.74%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
5 benefits (2 strong or better)
Travel Credits
Elite Status
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Card Questions & Answers
Source-backed guidance for the most common questions about this card.
IHG One Rewards Premier Business Credit Card currently lists Purchase Protection, Trip Cancellation and Interruption Insurance, Trip Cancellation and Interruption Insurance, Global Entry, TSA PreCheck® or NEXUS Application Fee Statement Credit, $100 Statement Credit + 10,000 Bonus Points After $20,000 Annual Spend, and Automatic IHG One Rewards Platinum Elite Status. The extracted policy summaries emphasize Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $10,000 per claim. and Reimburses up to $1,500 per person and $6,000 per trip for pre-paid, non-refundable travel expenses if your trip is canceled or cut short due to sickness, severe weather, or other covered situations..
3 sourcesOpen dedicated answer page
About This Card
IHG One Rewards Premier Business Credit Card with $99 annual fee. Earn up to 26X total points per $1 at IHG Hotels and Resorts including 10X with this card, 5X on travel, dining, select business purchases and gas stations, and 3X on all other purchases.
Ready to Decide?
Apply for the IHG One Rewards Premier Business Credit Card
Earn 140,000 points with a $99 annual fee.
Spend $4,000 in 90 days
We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 5 of 5 benefits rated high confidence
- 5 source citations across benefits
- 0 of 2 offers verified
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Read our full methodology for how we collect, verify, and rate credit cards.
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