Card reviewChase
Updated Sep 5, 2026 · research
IB
ChaseChase Ultimate Rewards

Ink Business Preferred8 Credit Card

3X points on travel and select business categories on first $150,000 combined each anniversary year.

Mid TierBusiness
Visa
$95
Annual fee
5x pts lyft rides
Top rate
None
Foreign fee
N/A
Rating

We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.

Current Welcome Offer

Earn 100,000 points

Spend $8,000 in 90 days

product page

Card Offers

We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.

public

Earn 100,000 points

Spend $8,000 in 90 days

product page

Earning Rates

Lyft rides
5xpoints

Total 5x points on Lyft rides through September 30, 2027

advertising purchases made with social media sites and search engines
3xpoints

First $150,000 in combined purchases across eligible categories each account anniversary year

internet, cable and phone services
3xpoints

First $150,000 in combined purchases across eligible categories each account anniversary year

shipping purchases
3xpoints

First $150,000 in combined purchases across eligible categories each account anniversary year

Travel
3xpoints

First $150,000 in combined purchases across eligible categories each account anniversary year

all other purchases
1xpoints

Fees

Fee TypeAmount
Annual Fee$95
Foreign Transaction Fee0%

APR Information

Purchase APR
17.74% - 26.74%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

8 benefits

Travel Insurance

Purchase Protection

Purchase Protection

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

Ink Business Preferred earns 3X points on travel, shipping, advertising and internet, cable and phone services on the first $150,000 in combined purchases each anniversary year and 1X on other purchases, with $95 annual fee and no foreign transaction fees.

Ready to Decide?

Apply for the Ink Business Preferred8 Credit Card

Earn 100,000 points with a $95 annual fee.

Spend $8,000 in 90 days

We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.

Rewards program

Chase Ultimate Rewards

Earns Points

Card Categories

BusinessTravelTransferable pointsNo Foreign Transaction Fee

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 7 of 8 benefits rated high confidence
  • 8 source citations across benefits
  • 0 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

Found an error? Report it here.