Card reviewChase
Updated Sep 5, 2026 · research
SR
ChaseSouthwest Rapid Rewards

Southwest Rapid Rewards Premier Business Credit Card

Southwest business card with free first checked bag, Group 5 boarding and 6,000 anniversary points.

Business
Visa
$149
Annual fee
3x pts southwest airlines purchases
Top rate
None
Foreign fee
N/A
Rating

We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.

Current Welcome Offer

Earn 60,000 points

Spend $3,000 in 90 days

website

Card Offers

We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.

public

Earn 60,000 points

Spend $3,000 in 90 days

website

Earning Rates

Southwest Airlines purchases
3xpoints
Gas Stations
2xpoints

on the first $8,000 in combined purchases at gas stations and restaurants per anniversary year

Restaurants
2xpoints

on the first $8,000 in combined purchases at gas stations and restaurants per anniversary year

all other purchases
1xpoints

Fees

Fee TypeAmount
Annual Fee$149
Foreign Transaction Fee0%

APR Information

Purchase APR
19.24% - 27.74%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

12 benefits

Travel Insurance

Travel Access & Perks

Travel Credits

Elite Status

Purchase Protection

Statement Credits

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

Southwest Rapid Rewards Premier Business Credit Card with $149 annual fee. Earn 3X on Southwest purchases, 2X on gas and restaurants on first $8,000 combined per anniversary year, 1X elsewhere. Includes free first checked bag for cardmember plus 8 companions, preferred seat selection, Group 5 boarding, 15% anniversary promo code, 25% back on inflight purchases, 6,000 anniversary points, and no foreign transaction fees.

Ready to Decide?

Apply for the Southwest Rapid Rewards Premier Business Credit Card

Earn 60,000 points with a $149 annual fee.

Spend $3,000 in 90 days

We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.

Airline program

Southwest Rapid Rewards

Earns Points

Card Categories

BusinessTravelAirlineCo-brandedNo Foreign Transaction Fee

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 8 of 12 benefits rated high confidence
  • 12 source citations across benefits
  • 0 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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