$0
Annual fee
See the card
Card reviewCiti
Updated Sep 8, 2026 · researchPX
Citi
PRO XTRA Credit Card
Save and earn rewards with The Home Depot and the Pro Xtra Credit Card with no annual fee.
Business
Mastercard
$0
Annual fee
4x pts the home depot purchases
Top rate
N/A
Foreign fee
N/A
Rating
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
Earning Rates
The Home Depot purchases
4xpoints
when you join Pro Xtra, register and use your card
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
Card Benefits
2 benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
The Pro Xtra Credit Card is The Home Depot's store credit card for professionals. It grants automatic entry into The Home Depot's Pro Xtra loyalty program, earns 4x rewards on purchases made with the card for eligible purchases and rentals, and offers monthly payment flexibility with no annual fee. Usable at The Home Depot stores and online at HomeDepot.com.
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Apply for the PRO XTRA Credit Card
Current offer available with no annual fee.
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 2 of 2 benefits rated high confidence
- 2 source citations across benefits
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