Card reviewCapital One
Updated Jul 3, 2026 · research
Savor Rewards from Capital One
Capital OneCapital One Cash Back RewardsEditorially reviewed

Savor Rewards from Capital One

Earn unlimited 3% cash back on food and fun, plus a $250 cash bonus.

Personal
Mastercard
Credit profile: excellent
$0
Annual fee
8% back capital one entertainment purchases
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

250 cashback

$250 estimated value

Spend $500 in 90 days

Verifiedissuer page

Card Offers

public

250 cashback

Verified

$250 estimated value

Spend $500 in 90 days

issuer page

Earning Rates

Capital One Entertainment purchases
8%cash back

Must be Capital One Entertainment purchases with the Savor Card.

hotels, vacation rentals and rental cars booked through Capital One Travel
5%cash back

Must be booked through Capital One Travel.

Dining
3%cash back

Dining includes restaurants, cafes, bars, lounges, fast-food chains and bakeries; some merchants may not categorize as dining.

entertainment
3%cash back

Entertainment includes listed eligible ticket and venue categories; excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

grocery stores
3%cash back

Excludes superstores like Walmart and Target.

popular streaming services
3%cash back

Eligible music and video streaming services include but are not limited to Netflix, Hulu and Disney+; some services are excluded.

all other purchases
1%cash back

Rewards don’t expire for the life of the account.

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee0%

APR Information

Purchase APR
18.49% - 28.49%0% intro APR for 12 months
Balance Transfer APR
18.49% - 28.49%0% intro APR for 12 months
Cash Advance APR
28.49%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

16 benefits including 2 hidden gems

Travel Insurance

Travel Access & Perks

Travel Credits

Elite Status

Purchase Protection

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

Savor Rewards from Capital One is a cash back credit card for excellent credit that earns unlimited 3% cash back on food and fun, 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, and 1% cash back on all other purchases. It has a $0 annual fee, no foreign transaction fees, and a limited-time $250 cash bonus after $500 in purchases within the first 3 months from account opening.

Ready to Decide?

Apply for the Savor Rewards from Capital One

250 cashback, worth about $250 estimated value, with no annual fee.

Spend $500 in 90 days

Credit card

Capital One Cash Back Rewards

Earns Cash Back

Card Categories

Cash BackDining EntertainmentNo Annual FeeNo Foreign Transaction FeesLow Intro Apr

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 16 of 16 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

Found an error? Report it here.