rewardopedia
Card reviewCapital One
Updated Sep 11, 2026 · research
Spark 1.5% Cash Select card art
Capital OneSpark Cash Select Cash Back Rewards

Spark 1.5% Cash Select

Earn unlimited 1.5% cash back for your business on every purchase.

Business
Visa
Credit profile: excellent
$0
Annual fee
5% back hotels and rental cars booked through capital one business travel
Top rate
None
Foreign fee

We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.

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Earning Rates

hotels and rental cars booked through Capital One Business Travel
5%cash back

booked through Capital One Business Travel

every purchase
1.5%cash back

no limits or category restrictions

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee0%

APR Information

Purchase APR
16.74% - 26.74%0% intro APR for 9 months

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

4 benefits

Purchase Protection

Lifestyle Benefits

Other Insurance

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

Spark 1.5% Cash Select for business with unlimited 1.5% cash back on every purchase and unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel, $750 cash bonus, $0 annual fee and 0% intro APR for 9 months.

Ready to Decide?

Apply for the Spark 1.5% Cash Select

Current offer available with no annual fee.

We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.

Apply NowCompare Cards
Rewards program

Spark Cash Select Cash Back Rewards

Earns Cash Back

Card Categories

BusinessCash backNo Annual FeeNo Foreign Transaction FeeEveryday spending

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 2 of 4 benefits rated high confidence
  • 4 source citations across benefits
  • 0 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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