$0
Annual fee
See the card
Card reviewCiti
Updated Sep 8, 2026 · research
Citi
The Home Depot Consumer Credit Card
Store card for The Home Depot with $0 annual fee, special financing and 1-year returns.
Personal
Mastercard
$0
Annual fee
—
Top rate
N/A
Foreign fee
N/A
Rating
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
APR Information
- Purchase APR
- 29.99%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
3 benefits
Purchase Protection
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
The Home Depot Consumer Credit Card can only be used at The Home Depot stores and homedepot.com. It has a $0 annual fee, special financing on qualifying purchases and 1-year hassle-free returns, with $0 liability on unauthorized charges.
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Apply for the The Home Depot Consumer Credit Card
Current offer available with no annual fee.
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
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Sources & Methodology
Data Collection
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How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 3 of 3 benefits rated high confidence
- 3 source citations across benefits
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