Card reviewUS Bank
Updated Aug 14, 2026 · research
split card art and text showing sample monthly payments
US Bank

U.S. Bank Split™ World Mastercard®

A no-annual-fee Mastercard that automatically splits purchases into payment Plans, with no Plan Fee or interest on 3-month Plans.

PremiumPersonal
Mastercard
Credit profile: good
$0
Annual fee
Top rate
N/A
Foreign fee
N/A
Rating

Fees

Fee TypeAmount
Annual Fee$0

Card Benefits

2 benefits

Statement Credits

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The U.S. Bank Split™ World Mastercard® automatically places purchases into payment Plans. Plans are repaid over 3 months with no Plan Fee and no interest; eligible purchases of $100 or more may be extended to 6 or 12 months for a fixed monthly Plan Fee disclosed when extended.

Ready to Decide?

Apply for the U.S. Bank Split™ World Mastercard®

Current offer available with no annual fee.

Card Categories

No Annual FeeEveryday spending

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 2 of 2 benefits rated high confidence
  • 2 source citations across benefits
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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