Card reviewWells Fargo
Updated Jul 3, 2026 · research
Wells Fargo Active Cash® card
Wells FargoWells Fargo Rewards®Editorially reviewed

Wells Fargo Active Cash® Card

No categories. Just unlimited 2% cash rewards.

Entry LevelPersonal
Visa
$0
Annual fee
2% back all eligible purchases
Top rate
3%
Foreign fee
N/A
Rating

Current Welcome Offer

200 cashback

$200 estimated value

Spend $500 in 90 days

Verifiedproduct page

Card Offers

public

200 cashback

Verified

$200 estimated value

Spend $500 in 90 days

product page

Earning Rates

All eligible purchases
2%cash back

2% cash rewards are earned for every $1 spent in net purchases. Purchases that do not earn cash rewards include cash advances and cash equivalents, balance transfers, SUPERCHECKS, disputes, illegal actions and violations, certain gambling transactions, and fees or interest.

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee3%

APR Information

Purchase APR
18.49% - 28.49%0% intro APR for 12 months

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

11 benefits including 1 hidden gems

Travel Insurance

Travel Access & Perks

Purchase Protection

Statement Credits

Lifestyle Benefits

Other Insurance

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

Active Cash® Credit Card. No categories. Just unlimited 2% cash rewards. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months. $0 annual fee.

Ready to Decide?

Apply for the Wells Fargo Active Cash® Card

200 cashback, worth about $200 estimated value, with no annual fee.

Spend $500 in 90 days

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 11 of 11 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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