#1 principle
Standardized
Same basket, every destination.
Calculator
Pick a card. Enter your monthly spend per category. We compute the annual rewards at the card's category bonuses and surface whether your spend covers the annual fee at a conservative 1¢/pt cash-back floor.
Chase Sapphire Preferred · AF $95
Breaks even.
Surplus +$281.80 / yr
Anyone can post a price. We publish a standardized, sourced, dated one — and we take no commission on hotel bookings.
#1 principle
Same basket, every destination.
#2 principle
One source per figure. Dated.
#3 principle
Documented, with audit cadence.
#4 principle
We don't earn from your hotel booking.