#1 principle
Standardized
Same basket, every destination.
Calculator
Pick a card. Enter your monthly spend per category. We compute the annual rewards at the card's category bonuses and surface whether your spend covers the annual fee at a conservative 1¢/pt cash-back floor.
Chase Sapphire Preferred · AF $95
Breaks even.
Surplus +$281.80 / yr
Anyone can post a price. We publish a standardized, sourced, dated one. Affiliate commissions never change our editorial inclusion, rankings, or verdicts.
#1 principle
Same basket, every destination.
#2 principle
One source per figure, with a date.
#3 principle
Documented in public for anyone to check.
#4 principle
A commission never changes our editorial inclusion, rankings, or verdicts.