Calculators
Free tools to optimize your rewards strategy
01
Annual Fee Break-Even
Find out if your credit card annual fee is worth it based on your spending and rewards.
Enter annual fee & creditsSet your earning rateSee break-even spend
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02
Sign-up Bonus Value
Calculate the true dollar value of a credit card welcome bonus and your effective return rate.
Bonus points valueEffective return rateFirst-year analysis
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03
Points Earning Estimator
Estimate how many points you'll earn per month and year based on your spending by category.
Category-based spendingCustom multipliersYearly projections
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Open any calculator above and scroll down to find the embed code.