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Points Earning Estimator

Estimate how many points you'll earn based on your monthly spending.

Monthly Spending by Category

Groceries
Spend:
$
Rate:
Dining
Spend:
$
Rate:
Travel
Spend:
$
Rate:
Gas
Spend:
$
Rate:
Other
Spend:
$
Rate:
Total Monthly Spend$1,750
cpp

Cents per point when redeeming

Estimated Earnings

You'll earn approximately 61,200 points/year worth $918
Monthly Points5,100
Yearly Points61,200
Estimated Yearly Value$918

Points by Category

Groceries2,400/mo
Dining900/mo
Travel1,000/mo
Gas300/mo
Other500/mo

How It Works

This calculator estimates your yearly point earnings based on your typical monthly spending in each category.

  • Enter your estimated monthly spend in each category (groceries, dining, travel, gas, other).
  • Set the earning multiplier for each category based on your credit card's rewards structure.
  • Adjust the point value to match your typical redemption (1.5 cpp is average for most programs).

Embed This Calculator

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