#1 principle
Standardized
Same basket, every destination.
Calculator
Pick a card, enter monthly category spending, see the annual rewards in native units plus a conservative 1¢/pt cash-back floor as the $-equivalent.
| Category | Spend / yr | Multiplier | Earnings / yr |
|---|---|---|---|
| Dining | $2,400 | 3× | 7,200 |
| Groceries | $4,800 | 1× | 4,800 |
| Travel | $2,400 | 2× | 4,800 |
| Gas | $1,200 | 1× | 1,200 |
| Transit | $600 | 1× | 600 |
| Streaming | $360 | 3× | 1,080 |
| Everything else | $18,000 | 1× | 18,000 |
Chase Sapphire Preferred
37,680
points/yr
Anyone can post a price. We publish a standardized, sourced, dated one — and we take no commission on hotel bookings.
#1 principle
Same basket, every destination.
#2 principle
One source per figure. Dated.
#3 principle
Documented, with audit cadence.
#4 principle
We don't earn from your hotel booking.