
Business Platinum Card
Premium business charge card earning Membership Rewards points with travel and business credits.
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
Current Welcome Offer
Earn 300,000 points
Spend $20,000 in 90 days
Card Offers
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
public
Earn 300,000 points
Spend $20,000 in 90 days
Earning Rates
Booked through American Express Travel including Fine Hotels + Resorts and The Hotel Collection
Booked through American Express Travel on AmexTravel.com
Booked on Amex Travel
Prepaid hotels booked on AmexTravel.com including Fine Hotels + Resorts and The Hotel Collection
Booked on Amex Travel
Earn 2X on up to $2 million of these purchases per calendar year
Earn 2X on up to $2 million of these purchases per calendar year; highest eligible bonus only if multiple apply
Earn 2X on up to $2 million of these purchases per calendar year
On select business categories and on single purchases of $5,000 or more, up to $2M in purchases per calendar year
All other eligible business purchases
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $895 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 17.74% - 28.49%
- Penalty APR
- 29.99%May apply if you pay late
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
23 benefits (7 strong or better) including 1 hidden gems
Travel Insurance
Travel Access & Perks
Travel Credits
Elite Status
Purchase Protection
Purchase Protection
Statement Credits
Lifestyle Benefits
Coverage Tier Legend
About This Card
Business Platinum Card with $895 annual fee offering 5X on Amex Travel flights and prepaid hotels, 2X on key business purchases up to $2M per year, lounge access, hotel and airline credits, Dell, Adobe, Indeed, wireless, ChatGPT and CLEAR credits, and travel protections.
Ready to Decide?
Apply for the Business Platinum Card
Earn 300,000 points with a $895 annual fee.
Spend $20,000 in 90 days
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
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Sources & Methodology
Sources & Methodology
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
Analyzed by the Rewardopedia Engine.
- 22 of 23 benefits rated high confidence
- 23 source citations across benefits
- 0 of 1 offer verified
Read our full methodology for how we collect, verify, and rate credit cards.
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