Card reviewAmerican Express
Updated Jul 30, 2026 · research
AE
American ExpressMembership Rewards

American Express Business Platinum Card

The ultimate business card for premium travel rewards, airport lounge access, and business smart tools.

LuxuryBusiness
American Express
Credit profile: excellent
$695
Annual fee
5x pts flights on amex travel
Top rate
None
Foreign fee
N/A
Rating

Earning Rates

Flights on Amex Travel
5xpoints

Booked on Amex Travel

Prepaid Hotels on Amex Travel
5xpoints

Booked on Amex Travel

Eligible Business Categories and Large Purchases
1.5xpoints

On select business categories and on single purchases of $5,000 or more, up to $2M in purchases per calendar year

Other Purchases
1xpoints

All other eligible business purchases

Fees

Fee TypeAmount
Annual Fee$695
Foreign Transaction Fee0%

Card Benefits

2 benefits (2 strong or better)

Travel Access & Perks

Travel Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The American Express Business Platinum Card offers unparalleled travel benefits, including access to the Global Lounge Collection, up to $200 in airline fee credits, and 5x points on flights and prepaid hotels booked through Amex Travel.

Ready to Decide?

Apply for the American Express Business Platinum Card

Current offer available with a $695 annual fee.

Rewards program

Membership Rewards

Earns Points

Card Categories

BusinessTravelLounge accessTransferable points

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 2 of 2 benefits rated high confidence
  • 2 source citations across benefits
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

Found an error? Report it here.