$0
Annual fee
See the card
Card reviewCiti
Updated Sep 8, 2026 · researchAP
CitiCiti ThankYou
AT&T Points Plus Card from Citi
No annual fee AT&T co-branded card earning ThankYou Points on gas, groceries and AT&T purchases.
Entry LevelPersonal
Mastercard
$0
Annual fee
3x pts gas and ev charging stations
Top rate
None
Foreign fee
N/A
Rating
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
Earning Rates
gas and EV charging stations
3xpoints
AT&T products and services
2xpoints
grocery stores
2xpoints
all other purchases
1xpoints
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.49% - 27.49%
- Balance Transfer APR
- 19.49% - 27.49%
- Cash Advance APR
- 29.74%
- Penalty APR
- 29.99%May apply if you pay late
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
4 benefits
Statement Credits
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
AT&T Points Plus Card from Citi has $0 annual fee with variable APR 19.49% - 27.49% for purchases and balance transfers. Earn 3 ThankYou Points per $1 at gas and EV charging stations, 2 Points per $1 at grocery stores and on AT&T products and services, and 1 Point per $1 on all other purchases. Includes $20 statement credit each billing cycle after $1,000 in purchases and AT&T wireless and internet bill discounts with AutoPay and paperless billing.
Ready to Decide?
Apply for the AT&T Points Plus Card from Citi
Current offer available with no annual fee.
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 4 of 4 benefits rated high confidence
- 4 source citations across benefits
Learn More
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