$95
Annual fee
See the card
Card reviewWells Fargo
Updated Sep 5, 2026 · research
Wells FargoWells Fargo Rewards
Autograph4 Card
Earn 3X points on restaurants, travel, gas, transit, streaming and phone plans with no annual fee.
Personal
Visa
$0
Annual fee
3x pts gas & transit
Top rate
None
Foreign fee
N/A
Rating
We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.
Current Welcome Offer
Earn 20,000 points
Spend $1,000 in 90 days
Card Offers
We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.
public
Earn 20,000 points
Spend $1,000 in 90 days
Earning Rates
gas & transit
3xpoints
phone plans
3xpoints
popular streaming services
3xpoints
Restaurants
3xpoints
Travel
3xpoints
other purchases
1xpoints
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 18.49% - 28.49%0% intro APR for 12 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
7 benefits
Travel Insurance
Purchase Protection
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
Wells Fargo Autograph Card with $0 annual fee earns unlimited 3X points on restaurants, travel, gas, transit, popular streaming services and phone plans and 1X on other purchases. Earn 20,000 bonus points after $1,000 in purchases in first 3 months. 0% intro APR for 12 months on purchases, then 18.49%, 24.49% or 28.49% variable APR.
Ready to Decide?
Apply for the Autograph4 Card
Earn 20,000 points with no annual fee.
Spend $1,000 in 90 days
We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 7 of 7 benefits rated high confidence
- 7 source citations across benefits
- 0 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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