Bank of America® Travel Rewards Credit Card for Students
A no-annual-fee, no-foreign-transaction-fee travel rewards card for students, earning unlimited 1.5 points per $1 on all purchases with a 0% intro APR for 15 billing cycles.
Annual Fee
$0
Top Earning Rate
1.5x pts all purchases
Foreign Tx Fee
None
Rating
N/A
Current Welcome Offer
25,000 points
$250 estimated value
Spend $1,000 in 90 days
Card Offers
public
25,000 points
$250 estimated value
Spend $1,000 in 90 days
Earning Rates
Pros & Cons
Pros
- No annual fee
- Unlimited 1.5 points per dollar on all purchases
- 0% intro APR for 15 billing cycles on purchases and qualified balance transfers
- No foreign transaction fees
- 25,000-point welcome bonus after $1,000 spend
Cons
- Flat rewards rate with no bonus categories
- Balance transfer intro rate limited to first 60 days
- High variable APR up to 27.49% after intro period
- Redemptions limited to statement credits for travel and dining
Key Takeaways
- Earn 1.5 points per $1 on every purchase with no caps
- 25,000-point bonus worth $250 after $1,000 in 90 days
- 0% intro APR for 15 billing cycles on purchases and early balance transfers
- No annual or foreign transaction fees
- Flexible redemptions for broad travel and dining categories as statement credits
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 17.49% - 27.49%0% intro APR for 15 months
- Balance Transfer APR
- 17.49% - 27.49%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
7 benefits (3 strong or better)
Travel Credits
Statement Credits
Lifestyle Benefits
Coverage Tier Legend
Frequently Asked Questions
What is the annual fee for this card?
What rewards does the card earn?
What is the welcome bonus?
What are the intro APR details?
How do points redeem?
Does the card charge foreign transaction fees?
Do points expire?
What credit score is needed?
What balance transfer fees apply?
What additional benefits are offered?
About This Card
This card fits students with fair credit seeking simple travel rewards and an intro APR period without fees. It supports credit building with educational tools.
The Bank of America® Travel Rewards Credit Card for Students helps students start building credit while earning unlimited 1.5 points for every $1 spent on all purchases everywhere, every time. Points never expire as long as the account remains open, with no blackout dates or restrictions. Cardholders can redeem points as a statement credit toward travel and dining purchases including flights, hotels, vacation packages, cruises, rental cars, baggage fees, and restaurants (including takeout). The card carries no annual fee and no foreign transaction fees. A 25,000-point online bonus (worth $250 in statement credits) is available after spending $1,000 in the first 90 days. A 0% intro APR applies for the first 15 billing cycles on purchases and balance transfers made within the first 60 days, after which a variable APR of 17.49%–27.49% applies. Additional tools include Better Money Habits® financial education and Bank of America's Mobile Banking app.
It differentiates in the entry-level tier with student-focused education tools and a 15-cycle intro APR on purchases among travel rewards cards.
Ready to Decide?
Apply for the Bank of America® Travel Rewards Credit Card for Students
25,000 points, worth about $250 estimated value, with no annual fee.
Spend $1,000 in 90 days
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Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 7 of 7 benefits rated high confidence
- 1 of 1 offer verified
Read our full methodology for how we collect, verify, and rate credit cards.
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