BankAmericard® Credit Card for Students
Start building a successful financial future today. Get on the path to building your credit and save money on interest, a great choice when you're just starting out.
Annual Fee
$0
Top Earning Rate
—
Foreign Tx Fee
N/A
Rating
N/A
Pros & Cons
Pros
- No annual fee
- 0% intro APR for 21 billing cycles on purchases and balance transfers
- $0 Liability Guarantee for fraud
- Chip technology for security
- Educational resources via Better Money Habits
Cons
- No rewards program
- 5% balance transfer fee
- Variable APR up to 25.99% after intro period
- Limited benefits beyond intro APR and basics
Key Takeaways
- 0% APR for 21 billing cycles on purchases and qualifying balance transfers
- No annual fee
- $0 Liability Guarantee protects against fraud
- Chip technology enhances security
- Better Money Habits offers credit education
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
APR Information
- Purchase APR
- 14.99% - 25.99%0% intro APR for 21 months
- Balance Transfer APR
- 14.99% - 25.99%0% intro APR for 21 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
4 benefits
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Frequently Asked Questions
What is the annual fee for the BankAmericard Credit Card for Students?
What is the introductory APR offer?
Are there rewards with this card?
What credit score is needed to apply?
What security features does the card provide?
What is the balance transfer fee?
What additional tools are available?
What happens after the intro APR ends?
About This Card
This card suits college students with fair credit who need a no-fee option to build credit history using a long 0% intro APR on purchases and balance transfers.
Low Introductory APR Offer: Introductory 0% APR for your first 21 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America. No annual fee. $0 Liability Guarantee and chip technology for security. Online Banking and Mobile Banking app.
It stands out with a 21 billing cycle 0% intro APR and no annual fee tailored for students building credit.
Ready to Decide?
Apply for the BankAmericard® Credit Card for Students
Current offer available with no annual fee.
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Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 4 of 4 benefits rated high confidence
Read our full methodology for how we collect, verify, and rate credit cards.
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