$0
Annual fee
See the card
Card reviewAmerican Express
Updated Sep 11, 2026 · research
American ExpressMembership Rewards
Blue Business Plus Credit Card
Blue Business Plus Credit Card has an introductory purchase APR of 0% for 12 months. Purchase APR thereafter ranges from 16.74% to 28.49%. The annual fee is not waived for the first year, while there is no annual fee: $0. The welcome offer is 15,000 points with a $3,000 spend requirement.
Business
American Express
$0
Annual fee
2x pts amextravel.com
Top rate
2.7%
Foreign fee
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
Current Welcome Offer
Earn 15,000 points
Spend $3,000 in 90 days
Card Offers
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
public
Earn 15,000 points
Spend $3,000 in 90 days
Earning Rates
AmexTravel.com
2xpoints
Eligible purchases on AmexTravel.com also earn 2X points and will not count toward the first $50,000
eligible purchases
2xpoints
2X points on the first $50,000 of eligible purchases per calendar year
purchases thereafter
1xpoints
1X points thereafter
Pros & Cons
Pros
- There is no annual fee: $0.
- The welcome offer is 15,000 points.
Cons
- The foreign transaction fee is 2.7%.
Key Takeaways
- An introductory purchase APR of 0% applies for 12 months.
- Purchase APR thereafter ranges from 16.74% to 28.49%.
- There is no annual fee: $0.
- The foreign transaction fee is 2.7%.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 2.7% |
APR Information
- Purchase APR
- 16.74% - 28.49%0% intro APR for 12 months
- Penalty APR
- 29.99%May apply if you pay late
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
4 benefits
Travel Insurance
Purchase Protection
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
Does the card have an annual fee?
No, there is no annual fee: $0, and it is not waived for the first year.
What is the foreign transaction fee?
The foreign transaction fee is 2.7%.
About This Card
The card is for those seeking no annual fee of $0 and who accept a foreign transaction fee of 2.7%.
Blue Business Plus Credit Card has an introductory purchase APR of 0% for 12 months. Purchase APR thereafter ranges from 16.74% to 28.49%. The annual fee is not waived for the first year, while there is no annual fee: $0. The welcome offer is 15,000 points with a $3,000 spend requirement.
There is no annual fee: $0.
Ready to Decide?
Apply for the Blue Business Plus Credit Card
Earn 15,000 points with no annual fee.
Spend $3,000 in 90 days
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
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Rewards program
Membership Rewards
Earns Points
Card Categories
BusinessNo Annual FeeTransferable pointsEveryday spending
Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 3 of 4 benefits rated high confidence
- 4 source citations across benefits
- 0 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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