$99
Annual fee
See the card
Card reviewCiti
Updated Jul 25, 2026 · research
CitiCiti ThankYou
Citi Strata Premier® Card
Earn 60,000 bonus points after spending $4,000 in the first 3 months with a $100 Annual Hotel Benefit and up to 10x earnings on travel.
Mid TierPersonal
Mastercard
$95
Annual fee
10x pts hotels, car rentals and attractions booked on cititravel.com
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 60,000 points
Spend $4,000 in 90 days
Verifiedofficial page
Card Offers
public
Earn 60,000 points
Spend $4,000 in 90 days
official page
Earning Rates
Hotels, Car Rentals and Attractions booked on cititravel.com
10xpoints
Must be booked through cititravel.com
Air Travel and Other Hotel Purchases
3xpoints
Gas & EV Charging Stations
3xpoints
Restaurants
3xpoints
Supermarkets
3xpoints
All Other Purchases
1xpoints
Pros & Cons
Pros
- 60,000 bonus ThankYou points welcome offer
- 10X points on hotels and car rentals via CitiTravel.com
Cons
- Limited earning categories specified
- No base earning rates provided for everyday spending
- Premium tier with minimal listed benefits
Key Takeaways
- Zero annual fee for a premium travel card
- 60,000 bonus points available
- 10X earning on select travel bookings through CitiTravel.com
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.49% - 27.49%
- Balance Transfer APR
- 19.49% - 27.49%
- Cash Advance APR
- 29.74%
- Penalty APR
- 29.99%May apply if you pay late
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
5 benefits
Travel Insurance
Travel Credits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
What is the annual fee for the Citi Strata Premier Card?
The card has no annual fee. This applies from the first year onward.
What is the welcome bonus offer?
The public offer provides 60,000 bonus ThankYou points. Terms apply as stated in the short description.
What are the earning rates on this card?
Cardholders earn 10X points per dollar on hotels and car rentals booked through CitiTravel.com. No other earning rates are specified in the card data.
What type of rewards does the card offer?
Rewards are earned as Citi ThankYou points. The reward currency is points.
Is the card suitable for travel rewards?
The card is categorized as a travel card in the premium tier. It offers elevated earning on specific travel bookings through CitiTravel.com.
What network does the card use?
The Citi Strata Premier Card operates on the Visa network.
About This Card
The Citi Strata Premier® Card is a premium-reward-earning travel card with low annual fee ($95) that offers high multipliers on travel, restaurants, supermarkets, and gas, plus points transfers to major airlines and hotel loyalty programs.
Ready to Decide?
Apply for the Citi Strata Premier® Card
Earn 60,000 points with a $95 annual fee.
Spend $4,000 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 5 of 5 benefits rated high confidence
- 5 source citations across benefits
- 1 of 1 offer verified
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