Card comparisonSide by side
AARP® Travel Rewards Mastercard® from Barclays vs Gap Encore Mastercard®
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Barclays | Barclays |
Card Network | ||
Card Type Data: 1/2 cards | travel | — |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | Good(700-749) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 20.24% – 29.99% | 33.24% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn $100 | Earn 20 points |
Bonus Value | $100 | $20 |
Reward Rate Data: 2/2 cards | 3% back on airfare, hotel stays and car rentals | 5x pts on gap inc. family of brands |
Reward Program Data: 2/2 cards | AARP Travel Rewards | Encore Rewards |
| Earning Rates | ||
| Airfare, Hotel Stays and Car Rentals | 3% backUnlimited | — |
| All other purchases | 1% backUnlimited | — |
| Eligible Restaurant purchases | 2% backUnlimited | — |
| Gap Inc. family of brands | — | 5x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. |
| all eligible retail apparel brands | — | 3x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. |
| everywhere else Mastercard is accepted | — | 1x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. |
| Benefits | ||
Key Benefits |
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