home/cards/compare/aarp® travel rewards mastercard® from barclays vs u.s. bank smartly™ visa signature® card
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AARP® Travel Rewards Mastercard® from Barclays vs U.S. Bank Smartly™ Visa Signature® Card
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Barclays | US Bank |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Entry Level | Premium |
Credit Score | Good(700-749) | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 20.24% – 29.99% | 18.24% – 28.24% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn $100 | — |
Bonus Value | $100 | — |
Reward Rate Data: 2/2 cards | 3% back on airfare, hotel stays and car rentals | 4% back on all purchases (with smartly earning bonus tier 3) |
Reward Program Data: 2/2 cards | AARP Travel Rewards | U.S. Bank Smartly Rewards |
| Earning Rates | ||
| Airfare, Hotel Stays and Car Rentals | 3% backUnlimited | — |
| All Purchases (Base) | — | 2% backEarned as 2 points per $1 spent on eligible net purchases. Best cash back rates obtained when redeemed into an eligible U.S. Bank deposit account. |
| All Purchases (with Smartly Earning Bonus Tier 1) | — | 2.5% backIncludes a 25% Smartly Earning Bonus (total 2.5% cash back) with a qualifying balance between $10,000 and $49,999 in consumer checking and/or debit accounts paired with a Smartly Savings account. |
| All Purchases (with Smartly Earning Bonus Tier 2) | — | 3% backIncludes a 50% Smartly Earning Bonus (total 3% cash back) with a qualifying balance between $50,000 and $99,999 in consumer checking and/or debit accounts paired with a Smartly Savings account. |
| All Purchases (with Smartly Earning Bonus Tier 3) | — | 4% backIncludes a 100% Smartly Earning Bonus (total 4% cash back) with a qualifying balance of $100,000 or more in consumer checking and/or debit accounts paired with a Smartly Savings account. |
| All other purchases | 1% backUnlimited | — |
| Eligible Restaurant purchases | 2% backUnlimited | — |
| Benefits | ||
Key Benefits |
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