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Aer Lingus Visa Signature® Credit Card vs Disney® Inspire Visa® Card
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | Visa | Visa |
Card Type Data: 2/2 cards | travel | rewards |
Card Tier Data: 2/2 cards | Mid Tier | Premium |
| Fees & APR | ||
Annual Fee | $95 | $149 |
Foreign Transaction Fee | None | — |
Purchase APR | 19.24% – 27.74% | 18.24% – 27.74% |
Intro APR Data: 1/2 cards | — | 0% for 6 months |
| Rewards | ||
Welcome Bonus | Earn 75,000 points | — |
Reward Rate Data: 2/2 cards | 3x pts on aer lingus, british airways, iberia and level flight purchases | 10% back on direct disney+, hulu, and espn+ purchases |
Reward Program Data: 2/2 cards | Aer Lingus AerClub Program | Disney Rewards Dollars |
| Earning Rates | ||
| Aer Lingus, British Airways, Iberia and LEVEL flight purchases | 3x ptsflight purchases made directly with Aer Lingus, British Airways, Iberia, and LEVEL | — |
| Aer Lingus, British Airways, Iberia, and LEVEL flight purchases | 3x pts | — |
| Aer Lingus, British Airways, Iberia, and LEVEL flight purchases made directly with the airlines | 3x ptsPurchases made directly with the airlines. | — |
| All other purchases | 1x pts | — |
| All other qualifying purchases | — | 1% back |
| Disney Locations in the U.S. | — | 3% back |
| Disney+, Hulu, and ESPN+ purchases made directly at DisneyPlus.com, Hulu.com, or Stream.ESPN.com | — | 10% backIncludes qualifying subscriptions, add-ons, and eligible direct purchases; third-party platform purchases generally do not qualify. |
| DisneyPlus.com, Hulu.com or Stream.ESPN.com | — | 10% backCard purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com |
| Gas stations and most other U.S. Disney locations | — | 3% back |
| Grocery stores and restaurants | — | 2% backDining includes takeout and eligible delivery services; dining purchases at U.S. Disney locations earn 3% instead. |
| Hotel accommodations | 2x ptsMust be purchased directly with the hotel. | — |
| all other card purchases | — | 1% back1% in Disney Rewards Dollars on all other qualifying purchases; no limits to amount you can earn |
| all other purchases | 1x pts | — |
| all other qualifying purchases | — | 1% back |
| dining at restaurants, including takeout and eligible delivery services | — | 2% backExcludes dining purchases at Disney Locations in the U.S., which earn 3% total. |
| direct Disney+, Hulu, and ESPN+ purchases | — | 10% backMust be purchased directly at DisneyPlus.com, Hulu.com, or Stream.ESPN.com; certain third-party-platform and bundle purchases are excluded. |
| flight purchases made directly with Aer Lingus, British Airways, Iberia, and LEVEL | 3x pts | — |
| gas stations | — | 3% back |
| gas stations and most other U.S. Disney locations | — | 3% back3% total in Disney Rewards Dollars at gas stations and most other U.S. Disney locations |
| grocery stores | — | 2% back |
| grocery stores and restaurants | — | 2% back2% total in Disney Rewards Dollars at grocery stores and dining at restaurants including takeout and eligible delivery |
| hotel accommodations | 2x ptswhen purchased directly with the hotel | — |
| hotel accommodations booked directly with the hotel | 2x ptsOn hotel accommodations when purchased directly with the hotel | — |
| hotel accommodations purchased directly with the hotel | 2x pts | — |
| most other U.S. Disney locations | — | 3% back |
| purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com | — | 10% back10% total in Disney Rewards Dollars on qualifying subscription and additional purchases made directly at those sites |
| restaurants | — | 2% back |
| Benefits | ||
Key Benefits |
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