Card comparisonSide by side
Amazon Visa vs Instacart Mastercard®
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | Visa | Mastercard |
Card Type Data: 2/2 cards | cashback | cashback |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 18.74% – 27.49% | 18.24% – 27.74% |
| Rewards | ||
Welcome Bonus | — | Earn $50 |
Reward Rate Data: 2/2 cards | 3% back on amazon.com, audible.com, whole foods market, and chase travel purchases | 5% back on chase travel purchases |
Reward Program Data: 2/2 cards | Amazon Visa rewards program | Instacart Mastercard rewards program |
| Earning Rates | ||
| All other purchases | — | 1% back |
| Amazon.com, Audible.com, Whole Foods Market, and Chase Travel purchases | 3% back | — |
| Chase Travel purchases | — | 5% back |
| Qualifying Instacart.com and Instacart app purchases | — | 5% back5% applies to the first $6,000 spent annually; after the cap, qualifying Instacart purchases earn 1%. |
| Restaurants, gas stations, and select streaming services | — | 2% backDining includes restaurant orders on Instacart powered by Uber Eats, takeout, and eligible delivery services. |
| all other purchases | 1% back | 1% back |
| gas stations | — | 2% back |
| gas stations, restaurants, and local transit and commuting | 2% back | — |
| gas stations, restaurants, and local transit and commuting (including rideshare) | 2% back | — |
| gas stations, restaurants, and local transit and commuting including rideshare | 2% back | — |
| qualifying Instacart purchases | — | 5% backon your first $6,000 spent annually |
| qualifying Instacart.com and Instacart app purchases | — | 5% backOn the first $6,000 spent annually; after that, earns 1% cash back with no maximum. |
| restaurants | — | 2% backIncludes restaurant orders on Instacart powered by Uber Eats, takeout and eligible delivery services. |
| select streaming services | — | 2% back |
| Benefits | ||
Key Benefits |
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