Card comparisonSide by side
American Express Business Platinum Card vs Capital One Student Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | American Express | Capital One |
Card Network | ||
Card Type Data: 2/2 cards | business | student |
Card Tier Data: 2/2 cards | Luxury | Entry Level |
Credit Score | Excellent(750+) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $695 | $0 |
Foreign Transaction Fee | None | — |
Purchase APR | — | — |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | — | — |
Reward Rate Data: 1/2 cards | 5x pts on flights on amex travel | — |
Reward Program Data: 1/2 cards | Membership Rewards | — |
| Earning Rates | ||
| Eligible Business Categories and Large Purchases | 1.5x ptsOn select business categories and on single purchases of $5,000 or more, up to $2M in purchases per calendar year | — |
| Flights on Amex Travel | 5x ptsBooked on Amex Travel | — |
| Other Purchases | 1x ptsAll other eligible business purchases | — |
| Prepaid Hotels on Amex Travel | 5x ptsBooked on Amex Travel | — |
| Benefits | ||
Key Benefits |
| — |