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Bank of America® Customized Cash Rewards Credit Card for Students vs Bank of America Premium Rewards Credit Card
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | Bank of America |
Card Network | ||
Card Type Data: 2/2 cards | student | travel |
Card Tier Data: 2/2 cards | Entry Level | Mid Tier |
Credit Score | Good(700-749) | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $95 |
Foreign Transaction Fee | None | None |
Purchase APR | 17.49% – 27.49% | 19.49% – 27.49% |
Intro APR | 0% for 15 months | — |
| Rewards | ||
Welcome Bonus | Earn $200 | Earn 60,000 points |
Bonus Value | $200 | $600 |
Reward Rate Data: 2/2 cards | 6% back on choice category (first year) | 2x pts on dining |
Reward Program Data: 2/2 cards | BofA Rewards | BofA Rewards |
| Earning Rates | ||
| All Other Purchases | 1% backUnlimited 1% cash back on all other purchases. | — |
| Choice Category (After First Year) | 3% backAfter the first year, earn 3% cash back in your choice category. Subject to quarterly limits. | — |
| Choice Category (First Year) | 6% backEarn 3% cash back + 3% first-year cash back bonus in the category of your choice (gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings). Subject to quarterly limits. | — |
| Grocery Stores and Wholesale Clubs | 2% backAutomatic 2% cash back at grocery stores and wholesale clubs. Subject to quarterly limits. | — |
| all other purchases | — | 1.5x ptsunlimited |
| dining | — | 2x ptsunlimited |
| travel | — | 2x ptsunlimited |
| Benefits | ||
Key Benefits |
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