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Bank of America® Customized Cash Rewards Credit Card for Students vs U.S. Bank Split™ World Mastercard®
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | US Bank |
Card Network | ||
Card Type Data: 1/2 cards | cashback | — |
Card Tier Data: 2/2 cards | Entry Level | Mid Tier |
Credit Score | — | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | — | — |
Purchase APR | 17.49% – 27.49% | — |
Intro APR | 0% for 15 months | — |
| Rewards | ||
Welcome Bonus | Earn $200 | — |
Reward Rate Data: 1/2 cards | 6% back on choice category (first year) | — |
Reward Program Data: 1/2 cards | BofA Rewards™ | — |
| Earning Rates | ||
| All Other Purchases | 1% backUnlimited 1% cash back on all other purchases. | — |
| Choice Category (After First Year) | 3% backAfter first year. Applies to choice category: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. Combined with grocery/wholesale purchases, capped at $2,500 of purchases per quarter, then 1% thereafter. | — |
| Choice Category (First Year) | 6% backFirst year bonus. Applies to choice category: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. Combined with grocery/wholesale purchases, capped at $2,500 of purchases per quarter, then 1% thereafter. | — |
| Grocery Stores and Wholesale Clubs | 2% backCombined with choice category, capped at $2,500 of purchases per quarter, then 1% thereafter. | — |
| Benefits | ||
Key Benefits |
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