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Bank of America® Premium Rewards® Credit Card vs Wells Fargo Autograph Journey℠ Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Mid Tier | Mid Tier |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $95 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.49% – 27.49% | — |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 60,000 points | Earn 60,000 points |
Reward Rate Data: 2/2 cards | 2x pts on dining | 5x pts on hotels |
Reward Program Data: 2/2 cards | BofA Rewards™ | Wells Fargo Rewards |
| Earning Rates | ||
| Airlines | — | 4x ptsWith retailers whose merchant category code is classified as airlines and air carriers. |
| Hotels | — | 5x ptsWith retailers whose merchant category code is classified as hotel/motel. |
| Other Travel | — | 3x ptsWith retailers classified as timeshare, vehicle/auto rental, cruise lines, travel agencies, discount travel sites, and campgrounds. |
| Other purchases | — | 1x ptsOn all other net purchases. |
| Restaurants | — | 3x ptsWith retailers classified as eating places and restaurants, drinking places, fast food restaurants, and caterers. |
| all other purchases | 1.5x ptsunlimited | — |
| dining | 2x ptsunlimited | — |
| travel | 2x ptsunlimited | — |
| Benefits | ||
Key Benefits |
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